Virginia Straight and VA Box Truck Insurance Experts Will Help You!
We offer some of the best coverage possible in VA for your small medium and heavy size trucks. Same day coverage available (833) 516-9321.
We offer straight truck insurance in every town and city in the state of Virginia 1 truck to a fleet. We appreciate each and every Virginia customer! Let us help you today (833) 516-9321.
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Straight Truck Insurance and Box truck Insurance quotes for small risks to large national fleets are currently available from our VA brokerage department by using our easy contact form. We represent several quality companies.
We are a multi-state commercial agency specializing in transportation insurance, including Tractor Trailers, Straight Trucks and almost all contractor vehicle types.
The State of Virginia Straight Truck Insurance Requirements and How Our Experienced Virginia Straight Truck Insurance Brokers Help Truckers Save Money on Their Insurance
Truckers in the state of Virginia are required to carry certain levels of insurance as mandated by the Virginia Department of Transportation (VDOT) and the Federal Motor Carrier Safety Administration (FMCSA). If you are a trucker operating in Virginia, you need to make sure that you are compliant with all of the necessary insurance requirements in order to stay legal and avoid costly penalties.
Fortunately, there are experienced Virginia straight truck insurance brokers who can help you get the best insurance coverage for your needs while also helping you save money on your premiums. In this comprehensive article, we will take a look at the state of Virginia’s straight truck insurance requirements, and how our experienced Virginia straight truck insurance brokers can help truckers save money on their insurance while meeting the DOT and FMCSA regulations.
What Are the Virginia Straight Truck Insurance Requirements?
Virginia requires all commercial trucking operations to carry a certain level of insurance coverage. The minimum coverage requirements are as follows:
• Bodily Injury Liability: $25,000 per person, $50,000 per accident
• Property Damage Liability: $25,000 per accident
• Uninsured Motorist: $25,000 per person, $50,000 per accident
• Comprehensive and Collision: $500 deductible
• Cargo Insurance: $5,000 per trailer
• Motor Truck Cargo Insurance: $5,000 per trailer
• General Liability: $1,000,000 per occurrence
• Hired & Non-Owned Auto Liability: $1,000,000 per occurrence
These are the minimum insurance requirements for truckers operating in Virginia. However, depending on your business and the type of cargo you are carrying, you may need additional coverage. For example, if you are transporting hazardous materials, you may need additional coverage to protect yourself from potential liability.
How Our Experienced Virginia Straight Truck Insurance Brokers Help You Save Money on Insurance
At our company, we understand that truckers are operating businesses, not just driving trucks. That’s why we offer experienced Virginia straight truck insurance brokers who can help you find the best coverage for your needs while also helping you save money on your insurance premiums.
Our experienced brokers can help you assess your business’s needs and determine the best coverage for your situation. We can also help you find discounts and ways to lower your premiums. We understand that insurance is an important part of running a successful business, and we want to help you get the coverage you need while also keeping your costs down.
Our experienced brokers are knowledgeable and experienced in the trucking industry. We have been helping truckers get the insurance coverage they need for many years, so we understand the regulations and requirements of the industry. We have the knowledge and experience to help you get the coverage you need while also finding ways to save you money.
At our company, we believe in providing excellent customer service. We understand that you have a lot on your plate when running a business, and we want to make the process of getting insurance coverage as easy and hassle-free as possible. We will work with you to make sure you get the coverage you need at a price you can afford.
Truckers operating in Virginia are required to carry certain levels of insurance as mandated by the Virginia Department of Transportation (VDOT) and the Federal Motor Carrier Safety Administration (FMCSA). Fortunately, there are experienced Virginia straight truck insurance brokers who can help you get the best coverage for your needs while also helping you save money on your premiums.
Our experienced brokers can help you assess your business needs and find discounts and ways to lower your premiums. At our company, we believe in providing excellent customer service and making the process of getting insurance coverage as easy and hassle-free as possible.
VA Commercial Auto Insurance Most Requested
VA Straight or Box Truck Insurance
VA Commercial Contractor Vehicle Insurance
VA Personal Auto Insurance with business use
Virginia Local, intermediate and long distance Trucking Insurance
Snow Plow Insurance
Dump Truck Insurance
Other Virginia Business Insurance Available
Virginia Business Owners Property Insurance
Business Owners Casualty Insurance
General Liability Insurance
Professional Liability Insurance
Workers’ Compensation Insurance
Business Interruption Insurance
Contractors Insurance (CGL) Paper GC’s
Manufacturers Insurance
Boiler and Machinery Insurance
Inland Marine Insurance
COVERAGES*
In most states like Virginia, liability coverage is mandatory. All other coverages are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverages you need.
› Collision
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
› Comprehensive
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
› Liability
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
We have sold VA Straight and Box truck insurance and commercial auto insurance in all Virginia counties below.
Accomack, Albemarle, Alleghany, Amelia, Amherst, Appomattox, Arlington, Augusta, Bath, Bedford, Bland, Botetourt, Brunswick, Buchanan, Buckingham, Campbell, Caroline, Carroll, Charles City, Charlotte, Chesterfield, Clarke, Craig, Culpeper, Cumberland, Dickenson, Dinwiddie, Essex, Fairfax, Fauquier, Floyd, Fluvanna, Franklin, Frederick, Giles, Gloucester, Goochland, Grayson, Greene, Greensville, Halifax, Hanover, Henrico, Henry, Highland, Isle Of Wight, James City, King And Queen, King George, King William, Lancaster, Lee, Loudoun, Louisa, Lunenburg, Madison, Mathews, Mecklenburg, Middlesex, Montgomery, Nelson, New Kent, Northampton, Northumberland, Nottoway, Orange, Page, Patrick, Pittsylvania, Powhatan, Prince Edward, Prince George, Prince William, Pulaski, Rappahannock, Richmond, Roanoke, Rockbridge, Rockingham, Russell, Scott, Shenandoah, Smyth, Southampton, Spotsylvania, Stafford, Surry, Sussex, Tazewell, Warren, Washington, Westmoreland, Wise, Wythe, York
Virginia cities and towns where we have written straight and box truck insurance policies:
Virginia Beach, Norfolk, Chesapeake, Arlington, Richmond, Newport News, Alexandria, Hampton, Roanoke, Portsmouth, Suffolk, Lynchburg, Centreville, Reston, Blacksburg, Danville, Herndon, Fairfax, Harrisonburg, Tuckahoe, Staunton, Manassas, Leesburg, Annandale, Salem, Vienna, Ashburn, Woodbridge, Lake Ridge, McLean, Springfield, Burke.
Our most popular straight truck insurance states are below – find the best box truck insurance in Alabama, Arkansas, Florida, Georgia, Iowa, Indiana, Kansas, Mississippi, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia.
We appreciate each and every customer! Let us help you today (833) 516-9321.