New Jersey Straight and Box Truck Insurance
We offer some of the best coverage possible in NJ for your small medium and heavy size trucks. Same day coverage available (833) 516-9321.
We insure 1 truck to a fleet of trucks in New Jersey.
Get a New Jersey straight truck insurance quote started right now and get expert help making sure you have what you need for your operation (833) 516-9321.
Straight Truck Insurance and Box truck Insurance quotes for small risks to large national fleets are currently available from our NJ brokerage department by using our easy contact form. We represent the top two highest rated companies.
We are a multi-state commercial agency specializing in transportation insurance, including Tractor Trailers, Straight Trucks, Para-Transit, Charter Buses and almost all contractor vehicle types.
New Jersey Straight Truck Insurance Requirements & How Our Experienced NJ Brokers Help You Save Money
Straight truck insurance is a necessity for any trucker who operates a commercial vehicle within the state of New Jersey. The Federal Motor Carrier Safety Administration (FMCSA) requires that all carriers operating commercial vehicles within the state of New Jersey obtain a minimum level of insurance coverage. This coverage is designed to protect the public from any financial losses that may be incurred as a result of an accident involving a commercial vehicle. Additionally, the FMCSA requires that all carriers maintain a valid Certificate of Insurance (COI) as evidence that they have the necessary coverage in place.
At our experienced New Jersey Straight Truck Insurance Brokers, we help truckers save money on their insurance while still meeting the FMCSA and Department of Transportation (DOT) requirements. We understand that the cost of insurance can be expensive and our goal is to help truckers find the best coverage at the most competitive rates.
When it comes to straight truck insurance, the minimum coverage requirements are established by the FMCSA. All carriers must carry liability insurance for bodily injury, property damage and cargo insurance. The liability coverage is designed to protect the public from any potential losses that may occur due to an accident with the truck. The cargo insurance is designed to cover any losses that may occur due to damage or theft of the cargo.
In addition to the minimum coverage requirements, our experienced New Jersey Straight Truck Insurance Brokers can help truckers find additional coverage options that may be beneficial. These additional coverage options may include: uninsured/underinsured motorist coverage, medical payments coverage, and physical damage coverage.
Uninsured/underinsured motorist coverage is designed to provide financial protection in the event that an accident is caused by a driver who does not have adequate insurance coverage. This coverage can help to cover any medical expenses and other losses that may occur due to the accident.
Medical payments coverage is designed to provide financial protection for any medical expenses that may be incurred as a result of an accident. This coverage is generally available in amounts up to $10,000 and can help to cover any medical costs that may be incurred due to the accident.
Physical damage coverage is designed to provide financial protection for any damage that may occur to the truck as a result of an accident. This coverage can help to cover the cost of repairs to the truck or the cost of replacing the truck if it is totaled in an accident.
At our experienced New Jersey Straight Truck Insurance Brokers, we understand that the cost of insurance can be expensive and our goal is to help truckers find the best coverage at the most competitive rates. We have access to a wide variety of insurance companies and can help you find the coverage that best meets your needs at the lowest cost possible.
If you are looking for straight truck insurance in New Jersey, contact our experienced New Jersey Straight Truck Insurance Brokers today. We will work with you to find the best coverage at the most competitive rates. Our goal is to help you save money on your insurance while still meeting the FMCSA and DOT requirements.
NJ Commercial Auto Insurance Most Requested
NJ Straight or Box Truck Insurance
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State of NJ COVERAGES*
In most states like NJ, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need.
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
We write NJ Straight and Box truck insurance and commercial auto insurance in all New Jersey counties.
New Jersey Counties where we offer straight and box truck insurance.
Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, Warren
If you need to verify your box or straight truck registration or insurance requirements visit the NJMVC official website here.
New Jersey cities and towns where we have written straight and box truck insurance policies:
Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Woodbridge, Lakewood, Hamilton, Trenton, Clifton, Camden, Brick, Passaic, Middletown, Union City, Bayonne, East Orange, Vineland, New Brunswick, Howell, Irvington, Atlantic City, North Bergen, Perth Amboy, Bloomfield, Sayreville, Kearny, Linden, Freehold, Hoboken,
We offer Straight Truck Insurance in the following NJ Counties:
Mercer, Essex, Hudson, Middlesex, Bergen, Passaic, Ocean, Monmouth, Burlington, Camden, Gloucester, Somerset, Union, Atlantic, Cape May, Cumberland
Our most popular straight truck insurance states are below – find the best box truck insurance in Alabama, Arkansas, Florida, Georgia, Iowa, Indiana, Kansas, Missouri, Mississippi, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia. We appreciate each and every customer! Let us help you today (833) 516-9321.