Nebraska Straight and Box Truck Insurance Experts
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Straight Truck Insurance and Box Truck Insurance quotes for 1 truck to truck fleets are currently available from our Nebraska licensed brokerage department by using our easy contact form below or call (833) 516-9321.
We are a multi-state commercial agency specializing in transportation insurance, including Tractor Trailers, Straight Trucks, Box Trucks and almost all contractor vehicle types.
State of Nebraska Straight Truck Insurance Requirements and How Our Experienced Nebraska Straight Truck Insurance Brokers Help Truckers Save Money on Their Insurance While Meeting the DOT and FMCSA Regulations
When it comes to insurance for straight truck drivers in Nebraska, there are a number of requirements that must be met in order to comply with the Department of Transportation (DOT) and Federal Motor Carrier Safety Administration (FMCSA) regulations. Understanding the requirements and how to meet them can be a daunting task, and that’s where our experienced Nebraska straight truck insurance brokers can help. In this comprehensive webpage article, we will discuss the state of Nebraska straight truck insurance requirements and how our experienced Nebraska straight truck insurance brokers can help truckers save money on their insurance while meeting the DOT and FMCSA regulations.
What Are the Nebraska Straight Truck Insurance Requirements?
The Nebraska Department of Motor Vehicles (DMV) requires straight truck operators to maintain a minimum level of liability insurance coverage. The minimum required coverage is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. This coverage is referred to as “25/50/25.”
In addition, Nebraska requires straight truck drivers to maintain $2,500 of cargo insurance coverage. Cargo insurance is designed to cover the cost of damage to a straight truck’s cargo or freight. The cargo insurance requirement applies to all straight truck operators, regardless of the type of cargo they are hauling.
Finally, Nebraska straight truck operators must also maintain uninsured motorist coverage. This coverage is designed to cover the cost of medical bills and property damage caused by a driver who does not have liability insurance. The minimum required coverage for uninsured motorist is $25,000 per person and $50,000 per accident.
How Our Experienced Nebraska Straight Truck Insurance Brokers Help Truckers Save Money on Their Insurance While Meeting the DOT and FMCSA Regulations
At our experienced Nebraska straight truck insurance brokers, we understand the importance of meeting the Nebraska straight truck insurance requirements while also helping our clients save money on their insurance. We have years of experience helping truckers find the right insurance coverage at the right price, and we are dedicated to finding you the best policy for your needs.
When you work with our experienced Nebraska straight truck insurance brokers, we will review your needs and create a customized insurance policy tailored to meet your specific requirements. We can provide you with comprehensive coverage for liability, cargo, and uninsured motorist, and we will work with you to find the most competitive rates in the industry. In addition, we can assist you in filing your insurance forms with the DMV and FMCSA so that you can remain compliant with all regulations.
Navigating the Nebraska straight truck insurance requirements can be a daunting task, but our experienced Nebraska straight truck insurance brokers can help. We understand the regulations and can provide you with the coverage you need to stay compliant while also helping you save money on your insurance. Contact us today to learn more about how we can help you find the right policy for your needs.
NE Commercial Auto Insurance Most Requested
- NE Straight or Box Truck Insurance
- NE Commercial Contractor Vehicle Insurance
- NE Personal Auto Insurance with business use
- NE Local, intermediate and long distance Trucking Insurance
- NE Dump Truck Insurance
- Nebraska Commercial Fleet Insurance
Other Nebraska Business Insurance Available
- NE Business Owners Property Insurance
- Business Owners Casualty Insurance
- General Liability Insurance
- Professional Liability Insurance
- Workers’ Compensation Insurance
- Business Interruption Insurance
- Contractors Insurance (CGL) Paper GC’s
- Manufacturers Insurance
- Boiler and Machinery Insurance
- Builder’s Risk Insurance
- Inland Marine Insurance
In most states, liability coverage is mandatory. All other coverages are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverages you need.
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
Our most popular straight truck insurance states are below – find the best box truck insurance in Alabama, Arkansas, Florida, Georgia, Iowa, Indiana, Kansas, Missouri, Mississippi, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia. We appreciate each and every customer! Let us help you today (833) 516-9321.
We write NE Straight and Box truck insurance and commercial auto insurance in the following counties in Nebraska.
Adams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler, Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson, Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield, Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Lincoln, Logan, Loup, McPherson, Madison, Merrick, Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte, Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton, Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, York
Buy Straight Truck Insurance in any of the following Nebraska towns or cities where we regularly quote and bind box truck insurance policies.
Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk, Columbus, Papillion, La Vista, Scottsbluff, South Sioux City, Beatrice, Chadron, Alliance, McCook, Lexington, Plattsmouth, Sidney, York, Gering, Seward, Wahoo, Crete, Holdrege, Ralston, Blair, Ogallala, Aurora
Allow us to help properly insure your Nebraska based commercial box or straight trucks and business vehicles.