Ohio Straight and Box Truck Insurance Experts
We offer some of the best coverage possible in Ohio for your small medium and heavy size trucks.
We offer straight truck insurance in every town and city in the state of Ohio. We appreciate each and every Ohio customer! Let us help you today (833) 516-9321.
Get an Ohio straight truck insurance quote started right now and get expert help making sure you have what you need for your operation.
Straight Truck Insurance and Box truck Insurance quotes for one truck to fleets are currently available from our Ohio brokerage department by using our easy contact form.
We are a multi-state commercial agency specializing in commercial transportation insurance, including Ohio Tractor Trailers, Straight Trucks and almost all contractor vehicle types.
Ohio Straight Truck Insurance Requirements
When it comes to operating a straight truck in the state of Ohio, you must understand the state’s unique insurance requirements. Ohio requires all straight trucks to be insured under a policy that meets the standards of the Ohio Bureau of Motor Vehicles (BMV) and the Federal Motor Carrier Safety Administration (FMCSA). These regulations are designed to protect both the driver and the public from potential risks.
To help truckers meet the requirements of the BMV and FMCSA, our experienced Ohio Straight Truck Insurance Brokers can provide you with the necessary coverage to protect you and your straight truck. Our brokers understand the unique needs of truckers and can help you find the best coverage at the most affordable rate.
The Ohio Straight Truck Insurance Requirements
Ohio’s BMV and FMCSA require all straight trucks to have a minimum of $500,000 in liability insurance. This coverage must be provided by an insurance company that is licensed to do business in the state of Ohio. The coverage must also include uninsured motorist coverage of at least $25,000 per person and $50,000 per accident.
In addition to the liability coverage, the Ohio Bureau of Motor Vehicles also requires all straight trucks to carry cargo insurance. This coverage is designed to protect against damages caused to the cargo that you may be transporting. The amount of coverage required varies depending on the type of cargo being transported.
Finally, the Ohio Bureau of Motor Vehicles requires all straight trucks to carry a minimum of $10,000 in medical payments coverage. This coverage is designed to provide for the medical expenses of any passengers or pedestrians injured in an accident involving your straight truck.
Our Experienced Ohio Straight Truck Insurance Brokers
Our experienced Ohio Straight Truck Insurance Brokers are familiar with the regulations and requirements of the Ohio Bureau of Motor Vehicles and the Federal Motor Carrier Safety Administration. Our brokers can help you find the coverage you need to meet the Ohio straight truck insurance requirements while still staying within your budget.
Our brokers will work with you to determine what type of coverage you need and how much coverage you should have. We will also provide you with competitive quotes from a variety of insurance providers so that you can find the best rate for your coverage.
Our brokers understand the unique needs of truckers and can help you find the coverage that meets your needs while still staying within your budget. We will also provide you with the necessary paperwork to file any claims that you may have.
If you are operating a straight truck in the state of Ohio, it is important to understand the state’s unique insurance requirements. Our experienced Ohio Straight Truck Insurance Brokers can help you find the coverage you need to meet the Ohio Bureau of Motor Vehicles and the Federal Motor Carrier Safety Administration’s requirements while still staying within your budget.
We will work with you to determine what type of coverage you need, provide you with competitive quotes from a variety of insurance providers, and help you with any paperwork you may need to file a claim. Contact us today to learn more about how our brokers can help you save money on your Ohio straight truck insurance.
Commercial Auto Insurance Most Requested
OH Straight or Box Truck Insurance
OH Commercial Contractor Vehicle Insurance
OH Commercial Fleet Insurance
OH Local, intermediate and long distance Big Rig Trucking Insurance
Snow Plow Insurance
Dump Truck Insurance
Tow Truck Insurance
Other Ohio Business Insurance Available
Ohio Business Owners Property Insurance
Business Owners Casualty Insurance
General Liability Insurance
Professional Liability Insurance
Workers’ Compensation Insurance
Business Interruption Insurance
Contractors Insurance (CGL) Paper GC’s
Boiler and Machinery Insurance
Inland Marine Insurance
In most states, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need.
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object. Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
We write Ohio Straight and Box truck insurance and commercial auto insurance in the following counties.
Adams, Allen, Ashland, Ashtabula, Athens, Auglaize, Belmont, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Gallia, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Jefferson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Meigs, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Muskingum, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Tuscarawas, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood, Wyandot
Our most popular straight truck insurance states are below – find the best box truck insurance in Alabama, Arkansas, Florida, Georgia, Iowa, Indiana, Kansas, Missouri, Mississippi, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia. We appreciate each and every customer! Let us help you today (833) 516-9321.