We offer some of the best coverage possible in NC for your small medium and heavy size trucks.
***Breaking News: Attention NC truckers and business auto insurance customers. The NCRF has announced a 15% rate increase starting in April 2021 so make sure to get your quotes before the rate increase takes affect.***
We offer straight truck insurance in every town and city in the state of North Carolina. We appreciate each and every North Carolina customer! Let us help you today (888) 287-3449.
Get a North Carolina straight truck insurance quote started right now and get expert help making sure you have what you need for your jobs.
Straight Truck Insurance quotes for small risks to large national fleets are currently available from our NC brokerage department by using our easy contact form.
We are a multi-state agency specializing in transportation insurance, including Tractor Trailers, Straight Trucks and almost all contractor vehicle types.
NC Commercial Auto Insurance Most Requested
- NC Straight or Box Truck Insurance
- NC Commercial Contractor Vehicle Insurance
- NC Personal Auto Insurance with business use
- NC Local, intermediate and long distance Trucking Insurance
- Snow Plow Insurance
- Dump Truck Insurance
- Tow Truck Insurance
Other North Carolina Business Insurance Available
- NC Business Owners Property Insurance
- Business Owners Casualty Insurance
- General Liability Insurance
- Professional Liability Insurance
- Workers’ Compensation Insurance
- Business Interruption Insurance
- Contractors Insurance (CGL) Paper GC’s
- Manufacturers Insurance
- Boiler and Machinery Insurance
- Builder’s Risk Insurance
- Inland Marine Insurance
In most states, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need.
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
We write NC Straight and Box truck insurance and commercial auto insurance in the following counties in North Carolina.
Alamance | Alexander | Alleghany | Anson | Ashe | Avery | Beaufort | Bertie | Bladen | Brunswick | Buncombe | Burke | Cabarrus | Caldwell | Camden | Carteret | Caswell | Catawba | Chatham | Cherokee | Chowan | Clay | Cleveland | Columbus | Craven | Cumberland | Currituck | Dare | Davidson | Davie | Duplin | Durham | Edgecombe | Forsyth | Franklin | Gaston | Gates | Graham | Granville | Greene | Guilford | Halifax | Harnett | Haywood | Henderson | Hertford | Hoke | Hyde | Iredell | Jackson | Johnston | Jones | Lee | Lenoir | Lincoln | Macon | Madison | Martin | McDowell | Mecklenburg | Mitchell | Montgomery | Moore | Nash | New Hanover | Northampton | Onslow | Orange | Pamlico | Pasquotank | Pender | Perquimans | Person | Pitt | Polk | Randolph | Richmond | Robeson | Rockingham | Rowan | Rutherford | Sampson | Scotland | Stanly | Stokes | Surry | Swain | Transylvania | Tyrrell | Union | Vance | Wake | Warren | Washington | Watauga | Wayne | Wilkes | Wilson | Yadkin | Yancey
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