Arkansas Straight and Box Truck Insurance
We offer some of the best coverage possible in AR for your small medium and heavy size trucks. 1 truck to a fleet.
We offer straight truck insurance in every town and city in the state of Arkansas. We appreciate each and every Arkansas customer! Let us help you today (833) 516-9321.
Get an Arkansas straight truck insurance quote started right now and get expert help making sure you have what you need for your operation. If you have information ready for a full quote please use our full quote from.
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Straight Truck Insurance quotes for small risks to large national fleets are currently available from our AR brokerage department by using our easy contact form.
We are a multi-state commercial agency specializing in transportation insurance, including Big Rig Tractor Trailers, Straight Trucks and almost all contractor vehicle types.
Arkansas Straight Truck Insurance Requirements and How an Experienced Arkansas Straight Truck Insurance Broker Can Help
If you’re an independent trucker or fleet owner in Arkansas, you need to understand what Arkansas straight truck insurance requirements are and how an experienced Arkansas straight truck insurance broker can help you save money on your insurance while still meeting all the DOT and FMCSA regulations. Understanding the regulations and the cost of insurance is essential to ensure you are properly protecting your truck and cargo, as well as yourself and your business.
The state of Arkansas requires that all commercial motor vehicles, including straight trucks, have adequate insurance coverage in order to operate on the road. This insurance is meant to protect you and others involved in an accident, and to help cover any related costs. In order to be compliant with state laws, you must carry a minimum of $750,000 in liability insurance. This includes both bodily injury and property damage liability coverage.
In addition to the state minimums, the Federal Motor Carrier Safety Administration (FMCSA) also has specific insurance requirements for straight trucks operating in Arkansas. These requirements are designed to ensure that all interstate truckers have the coverage they need to protect themselves and others in the event of an accident. The FMCSA requires that you have a minimum of $1,000,000 in liability insurance for any truck that is hauling hazardous materials. If you are hauling non-hazardous materials, the FMCSA requires you to carry at least $750,000 in liability coverage.
In addition to the liability coverage, the FMCSA also requires that you have cargo insurance for any goods that you are transporting. Cargo insurance is designed to protect your cargo from loss or damage during transport. This coverage is also meant to help protect you from any liability for losses or damages that occur to your cargo during transport. The FMCSA requires that you carry a minimum of $100,000 in cargo insurance, and you may need to purchase additional coverage depending on the value of your cargo.
While understanding the various insurance requirements can be a bit overwhelming, our experienced Arkansas straight truck insurance brokers can help you ensure you are properly protected while still saving money on your insurance. A reputable broker will be able to provide you with the coverage you need to comply with state and federal regulations, as well as help you find the most cost-effective coverage for your particular needs.
Our experienced brokers will also be able to help you understand the various types of coverage available, as well as any discounts or other savings opportunities that may be available to you. Additionally, they will be able to provide you with the resources you need to make informed decisions about your insurance coverage. This includes helping you understand the various coverage options, as well as providing you with access to the latest industry news.
When it comes to Arkansas straight truck insurance, understanding the requirements and how an experienced broker can help you save money is essential. By taking the time to understand the coverage you need and the discounts available, you will be able to ensure you are properly protected while still saving money on your insurance.
AR Commercial Auto Insurance Most Requested
AR Straight or Box Truck Insurance
AR Commercial Contractor Vehicle Insurance
AR Personal Auto Insurance with business use
AR Local, intermediate and long distance Trucking Insurance
Snow Plow Insurance
Dump Truck Insurance
Tow Truck Insurance
Other Arkansas Business Insurance Available
AR Business Owners Property Insurance
Business Owners Casualty Insurance
General Liability Insurance
Professional Liability Insurance
Workers’ Compensation Insurance
Business Interruption Insurance
Contractors Insurance (CGL) Paper GC’s
Manufacturers Insurance
Inland Marine Insurance
COVERAGES*
In most states, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need.
› Collision
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
› Comprehensive
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
› Liability
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
We write AR Straight and Box truck insurance and commercial auto insurance in all counties, towns and cities in Arkansas.
Towns and cities where we have helped truckers find the right coverage:
Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Pine Bluff, Bentonville, Hot Springs, Benton, Texarkana, Sherwood, Jacksonville, Cabot, Russellville, Bella Vista, Paragould, West Memphis, El Dorado, Van Buren, Blytheville, Searcy, Maumelle, Conway, Bryant, Siloam Springs, Hot Springs Village, Harrison, Mountain Home.
Arkansas Counties where we have helped truckers.
Arkansas, Ashley, Baxter, Benton, Boone, Bradley, Calhoun, Carroll, Chicot, Clark, Clay, Cleburne, Cleveland, Columbia, Conway, Craighead, Crawford, Crittenden, Cross, Dallas, Desha, Drew, Faulkner, Franklin, Fulton, Garland, Grant, Greene, Hempstead, Hot Spring, Howard, Independence, Izard, Jackson, Jefferson, Johnson, Lafayette, Lawrence, Lee, Lincoln, Little River, Logan, Lonoke, Madison, Marion, Miller, Mississippi, Monroe, Montgomery, Nevada, Newton, Ouachita, Perry, Phillips, Pike, Poinsett, Polk, Pope, Prairie, Pulaski, Randolph, St. Francis, Saline, Scott, Searcy, Sebastian, Sevier, Sharp, Stone, Union, Van Buren, Washington, White, Woodruff, Yell.
If you need help with Arkansas trucking regulation visit the ARDMV.