Compare Quotes for Straight And Box Trucks
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Our mission is to be an insurance agency that customers can trust. We are interested in developing long term relationships with our customers and giving them the information they need to make an informed educated decision about their Straight/Box truck insurance and other related business insurance needs.
We offer Competitive Pricing, Custom Designed Coverage for you. Exceptional Market Access to top companies and we cut out expensive broker fees and commissions. We help Safeguard Your Business. Other services include: NEMT and Public Transportation, Taxi, Livery, Owner-Operator Truck, Tow-Truck, Bread Truck Insurance and many more.
Potential Straight Truck Insurance Coverage’s Available: Startup companies are welcome here.
Primary Liability—up to $2,000,000 combined single limit (depending on carrier)
Non-trucking Liability (NTL, Deadhead or Bobtail)
$300,000
$500,000
$750,000
$1,000,000
Hired Auto
Non-owned Auto
Excess and/or umbrella up to $5,000,000
Medical Payments (PIP Benefits) (where applicable)
Uninsured/Underinsured Motorist
Blanket Lessee
Pollution Buyback
Physical Damage:
Collision, Comprehensive or Specified perils
Aggregate and combined deductibles
Rental reimbursement
Gap coverage
Refer breakdown
Wetness and dampness
Loading and Unloading
Debris removal
Pollution clean up
Aggregate deductibles
Earned freight charges
High valued commodities
Commercial Auto Insurance Most Requested
Straight or Box Truck Insurance
Commercial Contractor Vehicle Insurance
Personal Auto Insurance with business use
Local, intermediate and long distance Trucking Insurance
Snow Plow Insurance
Dump Truck Insurance
Tow Truck Insurance
Light Commercial Vehicle Insurance Vehicle Eligibility
• All vehicles must have a valid VIN (Utility trailers accepted)
• Vehicles classified as “Special Types” are usually not eligible
• No more than 5 truck type vehicles and the total fleet size cannot be more than 9
• Specifically described vehicles must be owned by the named insured
All motor carriers are responsible for having adequate financial assurance that they can cover potential costs associated with bodily injury, property damage, and environmental restoration due to discharge of toxic or environmentally harmful materials caused by their company.
COVERAGE’S*
In most states, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need.
› Collision
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
› Comprehensive
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
› Liability
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
If you have larger trucks and need semi insurance visit the leader in Big Rig Insurance.
Easily submit your request for an experienced broker to compare several options for you. It’s free and no obligation (833) 516-9321.