Mississippi Straight and Box Truck Insurance Brokers
We offer some of the best coverage possible in MS for your small medium and heavy size trucks. From 1 truck to a fleet.
We offer straight truck insurance from Gulfport to Southaven to Jackson to Columbus-Tupelo and in every town and city in the state of Mississippi. We appreciate each and every Mississippi customer! Let us help you today (833) 516-9321.
Get a Mississippi straight truck insurance quote started right now and get expert help making sure you have what you need for your operation. If you have information ready for a full quote please use our full quote from.
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Straight Truck Insurance quotes for small risks to large national fleets are currently available from our MS brokerage department by using our easy contact form.
We are a multi-state commercial agency specializing in transportation insurance, including Big Rig Tractor Trailers, Straight Trucks and almost all contractor vehicle types.
State of Mississippi Straight Truck Insurance Requirements and How Experienced Mississippi Licensed Straight Truck Insurance Brokers Help Truckers Save Money on Their Insurance While Meeting DOT and FMCSA Regulations
Truckers in the state of Mississippi must comply with the regulations of the Federal Motor Carrier Safety Administration (FMCSA) and the Department of Transportation (DOT) when it comes to straight truck insurance. All carriers operating in Mississippi must have the proper insurance coverage to protect both themselves and the public from any potential losses or damages that may occur.
Depending on the type of cargo being transported, truckers may be required to purchase additional coverage, such as cargo insurance, to protect their goods.
In Mississippi, the FMCSA and the DOT require that all truckers operating within the state maintain a certain level of insurance coverage for their straight trucks. Specifically, the requirements state that all straight truck operators must carry liability insurance, motor vehicle physical damage insurance, and cargo insurance. Liability insurance is required to cover any bodily injury or property damage that may occur as a result of the trucker’s negligence while operating the vehicle.
Motor vehicle physical damage insurance may also be required to cover any repair costs associated with the truck, such as if it is damaged in an accident or if it is vandalized. Finally, cargo insurance is required to protect the cargo being transported in the event of loss or damage.
The amount of coverage required by the FMCSA and the DOT varies based on the type of cargo being transported. For example, the minimum amount of liability insurance required for a straight truck carrying hazardous materials is $750,000, while the minimum amount of liability insurance required for a straight truck carrying non-hazardous materials is $300,000. The amount of motor vehicle physical damage insurance required for a straight truck also varies based on the type of cargo being transported, with a minimum of $50,000 for hazardous materials and $25,000 for non-hazardous materials. Finally, the amount of cargo insurance required for a straight truck carrying hazardous materials is $50,000, while the amount of cargo insurance required for a straight truck carrying non-hazardous materials is $25,000.
While the requirements for straight truck insurance in Mississippi may seem overwhelming, there are experienced Mississippi licensed straight truck insurance brokers who can help truckers save money on their insurance while meeting the FMCSA and DOT regulations. These experienced insurance brokers can provide truckers with the necessary liability, motor vehicle physical damage, and cargo insurance coverage while helping them find the best possible rate. Additionally, they can help truckers navigate the regulations and paperwork associated with their insurance policies, ensuring that they remain in compliance with the FMCSA and DOT requirements.
The experienced Mississippi licensed straight truck insurance brokers can also provide truckers with additional coverage options depending on the type of cargo being transported. For instance, some cargo insurance policies may include coverage for refrigeration breakdown, which can protect truckers from losses due to perishable goods becoming spoiled due to a malfunctioning refrigerator unit.
Similarly, some policies may include coverage for towing and storage, which can provide protection for any towing and storage costs associated with the truck in the event of an accident or breakdown.
Our experienced Mississippi licensed straight truck insurance brokers can provide truckers with the peace of mind that comes from knowing that their insurance policies are up-to-date and in compliance with all FMCSA and DOT regulations. By ensuring that their policies are comprehensive and up-to-date, truckers can be sure that they are properly covered in the event of an accident or other unforeseen incident.
The experienced Mississippi licensed straight truck insurance brokers can help truckers save money on their insurance while meeting the FMCSA and DOT regulations. By providing comprehensive insurance coverage and navigating the regulations and paperwork associated with their policies, these brokers can help truckers protect themselves and their cargo while ensuring that they remain in compliance with all relevant laws. In addition, the experienced Mississippi licensed straight truck insurance brokers can provide truckers with additional coverage options to suit their specific needs and provide them with the peace of mind that comes with knowing their policies are up-to-date and in compliance with all relevant laws.
MS Commercial Auto Insurance Most Requested:
MS Straight or Box Truck Insurance
MS Commercial Contractor Vehicle Insurance
MS Personal Auto Insurance with business use
MS Local, intermediate and long distance Trucking Insurance
Snow Plow Insurance
Dump Truck Insurance
Tow Truck Insurance
Other Mississippi Business Insurance Available
MS Business Owners Property Insurance
Business Owners Casualty Insurance
General Liability Insurance
Professional Liability Insurance
Workers’ Compensation Insurance
Business Interruption Insurance
Contractors Insurance (CGL) Paper GC’s
Inland Marine Insurance
COVERAGES*
In most states, liability coverage is mandatory. All other coverage’s are optional. If your car is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need.
› Collision
Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay.
› Comprehensive
Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage.
› Liability
Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you.
You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000).
› Personal Injury Protection
Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident.
› Medical Payments
Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.
› Uninsured/Underinsured Motorist
Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.
› Rental Reimbursement
If you buy Rental Reimbursement coverage, we will reimburse you for rental car charges incurred while your vehicle is being repaired after a covered accident. You can only buy Rental Reimbursement coverage if you buy Collision and Comprehensive.
› Roadside Assistance
Roadside Assistance covers labor costs incurred at the place where your vehicle becomes disabled as a result of a mechanical/electrical breakdown, dead battery, flat tire, and/or lock-out. We will also help if you run out of gas or other fluid or become stuck in snow or mud within 100 feet of a road or highway. If necessary, Roadside Assistance will cover towing to the nearest qualified repair facility.
We write MS Straight and Box truck insurance and commercial auto insurance in all counties, towns and cities in Mississippi.
Major town and cites where we have helped truckers:
1. Jackson, MS (165,071)
2. Gulfport, MS (72,817)
3. Southaven, MS (53,224)
4. Hattiesburg, MS (47,303)
5. Biloxi, MS (45,919)
6. Meridian, MS (41,148)
7. Tupelo, MS (37,890)
8. Olive Branch, MS (34,859)
9. Horn Lake, MS (33,558)
10. Greenville, MS (32,086)
Mississippi Counties where we have helped truckers in Mississippi also.
Adams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Coahoma, Copiah, Covington, DeSoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds, Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette, Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe, Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, Yazoo
Our most popular straight truck insurance states are below – find the best box truck insurance in Alabama, Arkansas, Florida, Georgia, Iowa, Indiana, Kansas, Missouri, Mississippi, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia. We appreciate each and every customer! Let us help you today (833) 516-9321.