StraightTruckInsurance.com: Your Trusted Partner for Florida Truckers

Compare the best Florida Straight or box truck insurance. Insure fleets of all different shapes and sizes with commercial box truck auto insurance and general liability.

Easily submit your Florida quote request here for an experienced broker to compare several options for you. It’s free and no obligation (833) 516-9321.

For decades, StraightTruckInsurance.com has been the go-to partner for Florida truckers operating light and heavy straight or box trucks. Whether you’re hauling locally in bustling cities like Miami and Orlando, running regionally across the Southeastern U.S., or navigating national routes from Key West to Tallahassee, our licensed commercial insurance brokers ensure your trucking business stays compliant, protected, and operational.


A Proven Track Record of Service and Expertise

Florida’s trucking industry demands efficiency, adaptability, and compliance with complex state and federal regulations. Our experienced team understands the unique challenges truckers face and offers tailored insurance solutions that make your journey smoother. From obtaining state and federal filings to matching you with the right coverage, we handle the heavy lifting so you can focus on driving success.

What sets us apart:

  1. Decades of Experience
    Our team has been serving the commercial trucking community with dedication, expertise, and a personal touch since our inception. We understand the intricacies of Florida’s trucking landscape and regulations.
  2. Inclusive and Personalized Service
    No two trucking businesses are the same. We work closely with owner-operators, fleet managers, and independent drivers to craft customized policies that meet your needs, budget, and operational goals.
  3. Speed and Simplicity
    Time is money in the trucking industry. Our streamlined process ensures you get the coverage you need quickly and efficiently. With our fast quotes and hassle-free filings, you’ll be ready to roll in no time.

Essential and Optional Florida Coverages for Staying in Business

Trucking in Florida requires specific types of insurance to stay compliant and operational. Here are the most essential policies we offer:

  • Commercial Auto Liability Insurance
    A must-have to cover bodily injury and property damage caused by your truck. This is typically required for state and federal filings, such as the Form E (state compliance) or Form MCS-90 (federal compliance).
  • Physical Damage Insurance
    Protects your truck from damages caused by collisions, theft, or natural disasters, ensuring your investment is safe.
  • Cargo Insurance
    Covers the goods you’re transporting, providing financial security against loss, theft, or damage.
  • Non-Trucking Liability Insurance
    Covers accidents occurring during non-business-related trips, such as personal errands.
  • General Liability Insurance
    Protects against lawsuits and claims not related to truck operation, like slip-and-fall incidents at your premises.
  • Workers’ Compensation Insurance
    Required for businesses with employees, this policy ensures that drivers and staff are covered for work-related injuries.
  • Trailer Interchange Insurance
    Covers physical damage to trailers not owned by your business but used in your operations.

Florida State and/or Federal Filings Made Easy

Navigating Florida’s state filings and federal compliance can be overwhelming, but with StraightTruckInsurance.com, it’s simple. We assist with essential filings, including:

  • Form E (proof of financial responsibility for state-level compliance).
  • Form H (cargo coverage filings for intrastate commerce).
  • MCS-90 (proof of liability insurance for federal compliance under FMCSA regulations).
  • BOC-3 (process agent filing for interstate operations).

Our brokers stay updated on the latest regulatory changes, ensuring your business meets all requirements seamlessly.

Easily submit your quote request here for an experienced broker to compare several options for you. It’s free and no obligation (833) 516-9321.


From Key West to Tallahassee: We’ve Got You Covered

Whether you’re a startup operation in Jacksonville, a seasoned fleet owner in Tampa, or an independent driver based in the Florida Keys, our team is here to help. We pride ourselves on offering reliable support and quick access to Certificates of Insurance (COIs), helping you get on the road faster.


Why StraightTruckInsurance.com?

  • A Wide Network of Carriers: We work with top-rated insurance providers to ensure competitive rates and comprehensive coverage.
  • Local Expertise, National Reach: While we know Florida’s regulations inside and out, we’re also equipped to assist with interstate and national requirements.
  • Customer-Centric Approach: Your success is our mission. Our friendly brokers take the time to answer your questions, provide guidance, and find the right policies for you.

Get Started Today

Don’t let insurance challenges slow you down. At StraightTruckInsurance.com, we make it easy to stay compliant, protected, and successful. Contact us today for a fast, personalized quote and discover how we can drive your business forward. From the sandy shores of Key West to the bustling capital of Tallahassee, we’re your trusted partner every mile of the way.

Easily submit your quote request here for an experienced broker to compare several options for you. It’s free and no obligation (833) 516-9321.

The largest cities in Florida based on population include:

  1. Jacksonville (892,064 residents)
  2. Miami (463,354 residents)
  3. Tampa (385,423 residents)
  4. Orlando (280,258 residents)
  5. St. Petersburg (263,252 residents)
  6. Hialeah (239,682 residents)
  7. Tallahassee (191,039 residents)
  8. Port St. Lucie (189,331 residents)
  9. Cape Coral (183,356 residents)
  10. Fort Lauderdale (180,071 residents

Current trucking companies operating in Florida using straight or box trucks, number over 20,000 commercial trucking companies, including straight/box trucks, are registered in the state.